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Loan Application Checklist For Saving Time

Please, review each of the following and make sure you have all the docs available. Avoid running up and down. Put all paper in one file as you collect them. Good lucky!!!

( ) Application Fee

( ) Copies of last two year's W-2's

( ) Resident Addresses for past two years

( ) Copies, front and back, of 12 months' cancelled checks for rent or mortgage

( ) Landlords name, address, and phone number (if renting)

( ) Name, address, phone number of current employer(s)

( ) Names, addresses and phone numbers for all employers, last two years

( ) Accurate gross income information

( ) Addresses, account numbers and current balances for all checking, savings and other deposit accounts

( ) Copy of last 3 months' bank statements

( ) Addresses, account numbers, current unpaid balances for all checking, savings, and other deposit accounts.

( ) Pay stubs coving 30 day period

( ) Information on all real estate owned and existing mortgage

( ) Divorce decree(s) and separation agreement(s)

( ) Proof of child support income print out or obligation

( ) Social Security and/or other benefit award letters

( ) Veterans - Certificate of Eligibility and DD214 (discharge paper) (VA only)

( ) Bankruptcy and Discharge papers

( ) Self-employed or commissioned tax returns for previous two years - year-to-date profit and loss statement

( ) Copy if Driver's License (FHA and VA only)
Real Estate Agent:

( ) Property Address

( ) Real estate taxes

( ) Listing Agent information

( ) Lead-based paint notice (FHA only)

( ) Agreement to purchase signed by all parties

Other important information:

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